We FOUND It! A CBS SFH with FDR, LR and FR complete with HWF and FP! Can We SEE It?

Mr. and Mrs. Buyer had searched the MLS by visiting our IDX website. They found a 4/2.5/3 CBS SFH with the SF they had hoped for and it included LR, FDR and a FR complete with HWF and FP. Relocating from a cold climate, the buyers were thrilled about the FP! Better yet, the heated I/G PL was an unexpected bonus! We shared that the home was in a PUD and informed them of the mandatory HOA. Knowing the home would not last long due to reported average DOM for Hernando County, our very excited customers put in a full price offer, complete with POF and a pre-approval letter showing they were qualified CONV buyers. To their delight, their offer was accepted by the seller!

Having identified the perfect SFH, Mr. and Mrs. Buyer setup another appointment with the lender where they had obtained their pre-approval letter prior to house-hunting. At that time, they had also discussed DTI, PMI, PITI, LTV, AMC, and the CD. As one of the buyers might need to be out of the country on business at the time of settlement, they also discussed the need for a possible POA. The buyers quickly contacted the ASHI Inspector and WDO Inspector they chose to get the inspections scheduled, moving the transaction forward.

With the help of THE Gail Spada TEAM’s three REALTOR® members, Gail Spada, Tina Schneegas and Nancy Brunette (also HCAR, MFRMLS, FAR and NAR members), we’re able to help buyers and sellers navigate thru the confusing and complicated process. Check out our list to learn some of the real estate acronyms that are used by REALTORS® daily.

4/2.5/3 4 Bedrooms, 2.5 Baths and 3 Car Garage
AMC Appraisal Management Company
ASHI American Society of Home Inspectors
CBS Concrete Block Stucco
CD Closing Disclosure
CONV Conventional
DOM Days on Market
DTI Debt to Income Ratio
FAR Florida Association of REALTORS®
FDR Formal Dining Room
FP Fireplace
FR Family Room
HCAR Hernando County Association of REALTORS®
HOA Home Owner’s Association
HWF Hardwood Floors
IDX Internet Data Exchange
I/G PL Inground Pool
LR Living Room
LTV Loan to Value
MFRMLS Mid-Florida Regional Multiple Listing Service
MLS Multiple Listing Service
NAR National Association of REALTORS®
PITI Principal/Interest/Taxes/Insurance
PMI Private Mortgage Insurance
POA Power of Attorney
POF Proof of Funds
PUD Planned Unit Development
SF Square Footage
SFH Single Family Home
WDO Wood Destroying Organism

Thinking of SELLING or BUYING a home in the Spring Hill, Brooksville, Weeki Wachee or the Hernando Beach areas of Hernando County, Florida? Explore our state-of-the-art, MLS Map Search Feature where BUYERS can SEARCH MLS listings and SELLERS can SEE what their competition is doing!

Until then… it’s all about YOU!

About Gail Spada

Gail Spada’s real estate career began in 1990 and it didn’t take long for Gail to discover her love for the industry. In 2001, she began her real estate sales profession with Century 21 Alliance Realty in Spring Hill, FL. Gail has worked diligently to stay on top of her game. She is a Florida Licensed REALTOR® and has earned the following designations/certifications to include: GRI (Graduate Realtor Institute), ePRO (Internet Savvy Real Estate Specialist), AHWD (At Home With Diversity – One American) and SFR. It is that well-rounded training and experience, coupled with her intimate knowledge of the Hernando County real estate market, that enables Gail to deliver results to her customers.