Home Buyers

Applying for a Home Loan and Knowing the DO’s and DON’Ts – PART 1 of 2

Posted on March 7, 2019
by Gail Spada

DO … Understand that things have changed! Underwriters require more documentation than in the past. Even if requests seem silly, intrusive or unnecessary, please remember that if they didn’t need it, they wouldn’t ask for it. DO … Keep all your financial records in good order and readily available in case updates are required by […]

IS IT TRUE … Are Non-Traditional Home Mortgages Available Again?

Posted on February 21, 2019
by Gail Spada

Based on a recent article in The Wall Street Journal, reportedly over $33 billion worth of unconventional mortgages were written by lenders in the first three quarters of 2018. This is up over 23% for the same timeframe in 2017. Because these unconventional loans don’t qualify for Fannie Mae or Freddie Mac underwriting, lenders will […]

We FOUND It! A CBS SFH with FDR, LR and FR complete with HWF and FP! Can We SEE It?

Posted on February 6, 2019
by Gail Spada

Mr. and Mrs. Buyer had searched the MLS by visiting our IDX website. They found a 4/2.5/3 CBS SFH with the SF they had hoped for and it included LR, FDR and a FR complete with HWF and FP. Relocating from a cold climate, the buyers were thrilled about the FP! Better yet, the heated […]

BUYERS … Did You Ask Your Home Inspector THESE QUESTIONS???

Posted on November 15, 2018
by Gail Spada

CONGRATULATIONS, you’re officially under contract on your DREAM home! Your home inspection report is complete and NOW you’re staring at the hefty inspection report that seems to highlight EVERY SINGLE FLAW in your future home! SO … WHAT’S NEXT? Don’t go into a full-blown panic! Knowing the RIGHT QUESTIONS to ask the home inspector can […]

“Golden Rules” to Staging a Home on a Budget – Part 3 of 3

Posted on August 22, 2018
by Gail Spada

Welcome back as we conclude our series on “Golden Rules to Staging a Home on a Budget” Series highlighting super-easy and cost-effective ways to greatly increase the odds of selling your home. Over the years, I’ve shared the value of home staging with sellers and have integrated it into my marketing strategies as it plays […]

TOP 10 Reasons to “Call Hernando County Home”! Part 2 of 2

Posted on April 19, 2018
by Gail Spada

Welcome back to Part 2 of our series highlighting the remaining TOP 10 Reasons to “Call Hernando County Home”! Be sure to check out Part 1 of the series covering the County’s weather, nature, parks, shopping and dining. Here’s a LITTLE MORE about Hernando County: Jobs: In 2010, unemployment in Hernando County peaked at nearly […]

TOP 10 Reasons to “Call Hernando County Home”! Part 1 of 2

Posted on April 5, 2018
by Gail Spada

A little bit about Hernando County: Encompassing 478.3 square miles, the County is called “HOME” to a 2017 population estimate of approximately 187,000 according to online resources. Making up the largest area of Hernando County is Spring Hill, followed by the other areas to include, but not limited to, Brooksville, Hernando Beach, Bayport, Pine Island, […]

Before Saving Your Credit Card Information Online … THINK TWICE!!

Posted on March 8, 2018
by Gail Spada

Welcome Back! My last BLOG post covered some of the key prevention practices to adhere to from becoming a victim of wire fraud in a real estate transaction. Today’s post offers yet another way to “Stay Secure” in the “Online World” in which we live. We’ve all been tempted – The convenience of saving your […]

Wire Fraud in a Real Estate Transaction – Key Prevention Practices

Posted on February 22, 2018
by Gail Spada

Being a victim of wire fraud can be devastating – the funds, once sent, are almost always irretrievable. Real estate is a prime target for cyber-criminals. Home buyers, home sellers, mortgage brokers, attorneys, title companies and real estate professionals are ALL reporting theft via wire fraud. Here’s how it works: Criminal/hacksters target email accounts involved […]

Confused by ALL that Real Estate Lingo? Check out our ABC’s of Real Estate Lingo – Part 2 of 2

Posted on January 11, 2018
by Gail Spada

As we all know, buying or selling a home can be a nerve-racking experience for a first-time home buyer as well as a seasoned investor. Check out the 2nd half (N–Z) of our list below for some of the most widely-used real estate industry terms. For the 1st half (A-M) of our list, be sure […]