Home Buyers

Budgeting Tips for Owning a Home!

Owning a home certainly means making monthly mortgage payments, BUT that’s definitely not the end of it! Soon-to-be homeowners might be surprised by how many expenses are actually involved with owning a house. Here are a few tips that ALL Soon-To-Be Homeowners should keep in mind BEFORE purchasing a house. Monthly Living Expenses: Your monthly […]
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4 Creative Ways to Save for a House Down Payment!

When purchasing a home, the amount you’re able to have available for your initial down payment will be a huge factor in determining what your monthly mortgage payment will be. Check out a few creative ways to start saving for the down payment on Your Next Dream Home! Reduce current expenses – even just temporarily. […]
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BUYING A HOME?? What You Need to Know about Homeowner’s Insurance!

CONGRATS… You’ve finally found the perfect home! NOW… It’s time to get rocking n’ rolling on obtaining your homeowner’s insurance. If you’re also obtaining a home loan, your lender will require that insurance is “bound” before getting to the closing table. Homeowner’s insurance protects your home and your property in case of disaster and protects […]
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Applying for a Home Loan and Knowing the DO’s and DON’Ts – PART 1 of 2

DO … Understand that things have changed! Underwriters require more documentation than in the past. Even if requests seem silly, intrusive or unnecessary, please remember that if they didn’t need it, they wouldn’t ask for it. DO … Keep all your financial records in good order and readily available in case updates are required by […]
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IS IT TRUE … Are Non-Traditional Home Mortgages Available Again?

Based on a recent article in The Wall Street Journal, reportedly over $33 billion worth of unconventional mortgages were written by lenders in the first three quarters of 2018. This is up over 23% for the same timeframe in 2017. Because these unconventional loans don’t qualify for Fannie Mae or Freddie Mac underwriting, lenders will […]
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We FOUND It! A CBS SFH with FDR, LR and FR complete with HWF and FP! Can We SEE It?

Mr. and Mrs. Buyer had searched the MLS by visiting our IDX website. They found a 4/2.5/3 CBS SFH with the SF they had hoped for and it included LR, FDR and a FR complete with HWF and FP. Relocating from a cold climate, the buyers were thrilled about the FP! Better yet, the heated […]
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BUYERS … Did You Ask Your Home Inspector THESE QUESTIONS???

CONGRATULATIONS, you’re officially under contract on your DREAM home! Your home inspection report is complete and NOW you’re staring at the hefty inspection report that seems to highlight EVERY SINGLE FLAW in your future home! SO … WHAT’S NEXT? Don’t go into a full-blown panic! Knowing the RIGHT QUESTIONS to ask the home inspector can […]
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“Golden Rules” to Staging a Home on a Budget – Part 3 of 3

Welcome back as we conclude our series on “Golden Rules to Staging a Home on a Budget” Series highlighting super-easy and cost-effective ways to greatly increase the odds of selling your home. Over the years, I’ve shared the value of home staging with sellers and have integrated it into my marketing strategies as it plays […]
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TOP 10 Reasons to “Call Hernando County Home”! Part 2 of 2

Welcome back to Part 2 of our series highlighting the remaining TOP 10 Reasons to “Call Hernando County Home”! Be sure to check out Part 1 of the series covering the County’s weather, nature, parks, shopping and dining. Here’s a LITTLE MORE about Hernando County: Jobs: In 2010, unemployment in Hernando County peaked at nearly […]
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TOP 10 Reasons to “Call Hernando County Home”! Part 1 of 2

A little bit about Hernando County: Encompassing 478.3 square miles, the County is called “HOME” to a 2017 population estimate of approximately 187,000 according to online resources. Making up the largest area of Hernando County is Spring Hill, followed by the other areas to include, but not limited to, Brooksville, Hernando Beach, Bayport, Pine Island, […]
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