Author Archives: Gail Spada

About Gail Spada

Gail Spada’s real estate career began in 1990 and it didn’t take long for Gail to discover her love for the industry. In 2001, she began her real estate sales profession with Century 21 Alliance Realty in Spring Hill, FL. Gail has worked diligently to stay on top of her game. She is a Florida Licensed REALTOR® and has earned the following designations/certifications to include: GRI (Graduate Realtor Institute), ePRO (Internet Savvy Real Estate Specialist), AHWD (At Home With Diversity – One American) and SFR. It is that well-rounded training and experience, coupled with her intimate knowledge of the Hernando County real estate market, that enables Gail to deliver results to her customers.

Home Buyer and Seller Generational Trends Report 2015 – Financing the Home Purchase

Financing the Home Purchase – PART 5 of 7 In our current series covering the “2015 Home Buyer and Seller Generational Trends Report”, the following data offers highlights regarding “Financing the Home Purchase” for the 12-month period ending June 2014: Overall, 88% of recent buyers financed their home purchase. Nearly all (97%) of Gen Y buyers financed their home compared to just 61% of Silent Generation buyers. When financing the home purchase, younger buyers also financed larger shares – the typical Gen Y down payment was 7% and Gen X was 10% compared to 22% among the Silent Generation. Buyers had a variety of sources for a down payment on their home. The source was predominately savings for younger buyers, while older buyers were more likely to use proceeds from a sale of a primary residence. Younger buyers were also more likely to use a gift or loan from a … Continue reading

Share and Enjoy:
  • Print
  • PDF
  • email
  • RSS
  • Add to favorites
  • Facebook
  • Twitter
  • LinkedIn
  • StumbleUpon
  • Reddit
  • del.icio.us
  • Digg
  • Google Buzz
  • Google Bookmarks
  • Yahoo! Buzz
Posted in Latest News | Comments Off


Home Buyer and Seller Generational Trends Report 2015 – Home Buying and Real Estate Professionals

The National Association of REALTORS conducts annual studies to amass data to compile and complete their yearly Home Buyer and Seller Generational Trends Reports. But first, it is important to have a clear picture of who makes up each of the generations within this report. The following generational definitions are based on a report published in the REALTOR University’s Center for Real Estate Studies. The splitting of the younger and older baby boomer age group is based on research from the Pew Research Center, Generations 2010. Millennials/Generation Y: Born 1980-2000 Generation X: Born 1965-1979 Younger Baby Boomers: Born 1955-1964 Older Baby Boomers: Born 1946-1954 Silent Generation: Born 1925-1945 The following highlights “Home Buying and Real Estate Professionals” from the trends report for the 12-month period ending June 2014: Buyers gain many benefits from working with a real estate professional. Among age groups, younger buyers were more likely to want their … Continue reading

Share and Enjoy:
  • Print
  • PDF
  • email
  • RSS
  • Add to favorites
  • Facebook
  • Twitter
  • LinkedIn
  • StumbleUpon
  • Reddit
  • del.icio.us
  • Digg
  • Google Buzz
  • Google Bookmarks
  • Yahoo! Buzz
Posted in Announcements, Home Buying, Latest News, Sell Right! | Leave a comment


Home Buyer and Seller Generational Trends Report 2015 – Characteristics of The Home Search Process

The National Association of REALTORS conducts annual studies to amass data to compile and complete their yearly Home Buyer and Seller Generational Trends Reports. But first, it is important to have a clear picture of who makes up each of the generations within this report. The following generational definitions are based on a report published in the REALTOR University’s Center for Real Estate Studies. The splitting of the younger and older baby boomer age group is based on research from the Pew Research Center. Millennials/Generation Y: Born 1980-2000 Generation X: Born 1965-1979 Younger Baby Boomers: Born 1955-1964 Older Baby Boomers: Born 1946-1954 Silent Generation: Born 1925-1945 The following highlights the “Characteristics of The Home Search Process” from the trends report for the 12-month period ending June 2014: For ALL generations, the 1st step in the home-buying process was searching the internet. Gen Y was the most likely to also search … Continue reading

Share and Enjoy:
  • Print
  • PDF
  • email
  • RSS
  • Add to favorites
  • Facebook
  • Twitter
  • LinkedIn
  • StumbleUpon
  • Reddit
  • del.icio.us
  • Digg
  • Google Buzz
  • Google Bookmarks
  • Yahoo! Buzz
Posted in Announcements, Home Buying, Latest News, Sell Right! | Leave a comment


Home Buyer and Seller Generational Trends Report 2015 – Characteristics of Homes Purchased

The National Association of REALTORS conducts annual studies to amass data to compile and complete their yearly Home Buyer and Seller Generational Trends Reports. But first, it is important to have a clear picture of who makes up each of the generations within this report. The following generational definitions are based on a report published in the REALTOR University’s Center for Real Estate Studies. The splitting of the younger and older baby boomer age group is based on research from the Pew Research Center, Generations 2010. Millennials/Generation Y: Born 1980-2000 Generation X: Born 1965-1979 Younger Baby Boomers: Born 1955-1964 Older Baby Boomers: Born 1946-1954 Silent Generation: Born 1925-1945 The following highlights the “Characteristics of Homes Purchased” from the trends report for the 12-month period ending June 2014: At least 80% of buyers, 59 or younger, bought a detached single family home. However, for buyers over the age of 59, it … Continue reading

Share and Enjoy:
  • Print
  • PDF
  • email
  • RSS
  • Add to favorites
  • Facebook
  • Twitter
  • LinkedIn
  • StumbleUpon
  • Reddit
  • del.icio.us
  • Digg
  • Google Buzz
  • Google Bookmarks
  • Yahoo! Buzz
Posted in Announcements, Home Buying, Latest News, Sell Right! | Leave a comment


Home Buyer and Seller Generational Trends Report 2015

The National Association of REALTORS conducts annual studies to amass data to compile and complete their yearly Home Buyer and Seller Generational Trends Reports. But first, it is important to have a clear picture of who makes up each of the generations within this report. The following generational definitions are based on a report published in the REALTOR University’s Center for Real Estate Studies. The splitting of the younger and older baby boomer age group is based on research from the Pew Research Center, Generations 2010. Millennials/Generation Y: Born 1980-2000 Generation X: Born 1965-1979 Younger Baby Boomers: Born 1955-1964 Older Baby Boomers: Born 1946-1954 Silent Generation: Born 1925-1945 The following highlights the “Characteristics of the Home Buyer” from the trends report for the 12-month period ending June 2014: Gen Y comprised the largest share of home buyers at 32%, which is larger than the combined Baby Boomers. Younger Boomers made … Continue reading

Share and Enjoy:
  • Print
  • PDF
  • email
  • RSS
  • Add to favorites
  • Facebook
  • Twitter
  • LinkedIn
  • StumbleUpon
  • Reddit
  • del.icio.us
  • Digg
  • Google Buzz
  • Google Bookmarks
  • Yahoo! Buzz
Posted in Home Buying, Sell Right! | Leave a comment


Tips for Helpings Kids Adjust to Relocating to a New Home

Whether you are moving across town, across the country, down-sizing, upgrading, the adjustment can often be stressful to all those involved, especially to children. Here are some tips for helping your kids navigate the moving process a little more easily. 1. Keep It Positive No matter what the reason is for your move, speak positively about the transition. Try to encourage excitement about the new adventure. 2. Talk To Your Kids About The Move Listen to any fears or concerns your children may have. Determine solutions to help alleviate any anxiety they may feel. 3. Let Your Children Be Part Of The Decision Process Once you’ve narrowed down your home search, take them to visit potential homes and neighborhoods. 4. Be a Tourist In Your New Area Take the kids to local attractions, like a mall, amusement park, aquarium or movie theater. Show them what makes the new neighborhood so … Continue reading

Share and Enjoy:
  • Print
  • PDF
  • email
  • RSS
  • Add to favorites
  • Facebook
  • Twitter
  • LinkedIn
  • StumbleUpon
  • Reddit
  • del.icio.us
  • Digg
  • Google Buzz
  • Google Bookmarks
  • Yahoo! Buzz
Posted in Home Buying, Moving Tips | Leave a comment


How to Negotiate the Best Price for Your Next Home

Buying a home can be emotional… Negotiating the price should not be. The key to saving money when purchasing a home requires having a clear-cut plan in place during the back-and-forth negotiations. Keeping your emotions in check and your eyes on the goal will help ensure that you are happy with the end result – A GREAT PRICE! 1. Have Your Mortgage Pre-Approval In Place Do you want sellers to take your offer seriously? Of course, you do! If you need assistance in procuring a preapproval letter, ask your agent to recommend a few lenders who have successfully helped other customers in the past. Sellers want to know that a buyer is financially capable of affording their home. 2. Don’t Be Afraid To Ask Questions Ask about information regarding a seller’s motivations, desired time-frame and financial position. Knowing details as to whether a seller has already purchased a home elsewhere, … Continue reading

Share and Enjoy:
  • Print
  • PDF
  • email
  • RSS
  • Add to favorites
  • Facebook
  • Twitter
  • LinkedIn
  • StumbleUpon
  • Reddit
  • del.icio.us
  • Digg
  • Google Buzz
  • Google Bookmarks
  • Yahoo! Buzz
Posted in Home Buying | Leave a comment


5 Helpful Hints to Guide You When Choosing the Best Offer on Your Home!

It’s hard work getting your home ready to hit the real estate market and you made sure it was priced properly, with the help of your real estate professional. With some luck, offers from buyers will come quickly. With a plan in place, you’ll determine the strengths and drawbacks of each offer so that you don’t let a great offer get away. 1. Understand How It Works Your REALTOR will tell you that all offers are negotiable. Therefore, when you receive an offer, you can do just 3 things. You can accept it, reject it or you can respond by requesting that something be modified more to your liking, which is called making a counter-offer. 2. Set Some Baseline Parameters In advance, decide what conditions or terms are most important to you. For example, if pricing is of utmost importance, you might decide to be more flexible with a closing … Continue reading

Share and Enjoy:
  • Print
  • PDF
  • email
  • RSS
  • Add to favorites
  • Facebook
  • Twitter
  • LinkedIn
  • StumbleUpon
  • Reddit
  • del.icio.us
  • Digg
  • Google Buzz
  • Google Bookmarks
  • Yahoo! Buzz
Posted in Sell Right! | Leave a comment


Top 5 Tips for Keeping Your Home Purchase on Track

WOW… You’ve found THE perfect place!! Check out our top 5 tips that will help keep your home purchase on track to help ensure a smooth and stress-free closing. 1. Be Truthful On Your Mortgage Loan Application You may think exaggerating your income a little or omitting debts when you apply for a mortgage will go unnoticed. THINK AGAIN. Lenders have become very diligent in verifying information on mortgage loan applications. If you stretch the truth, expect to be caught and denied the loan you need to purchase your dream home. Plus, intentionally lying on a mortgage application is considered mortgage fraud and is a crime. 2. Best To Hold Off On Big Purchases Lenders do double-check a buyer’s credit worthiness right before the closing to be sure their financial standing hasn’t changed since application. Opening new credit cards, significantly increasing the balance on existing credit cards, taking out new … Continue reading

Share and Enjoy:
  • Print
  • PDF
  • email
  • RSS
  • Add to favorites
  • Facebook
  • Twitter
  • LinkedIn
  • StumbleUpon
  • Reddit
  • del.icio.us
  • Digg
  • Google Buzz
  • Google Bookmarks
  • Yahoo! Buzz
Posted in Home Buying | Comments Off


Tampa Bay Area Top Destination for International Home Buyers

Drawn by the location and pricing, foreign buyers are gobbling up billions of Tampa Bay region real estate. According to The National Association of REALTORS (NAR), thousands from other countries have made Florida and the Tampa Bay region among the nation’s most popular places to purchase homes. California follows at 15% and then Texas at 11%. No other state comes close to Florida in the dollar value of international residential sales. For the 12 months that ended last June, foreign buyers snapped up nearly $8 billion worth of Florida homes and condos – a 24% increase from the same period one year earlier. For those of us who live and work in the Tampa Bay region,it is great news to learn that the area has jumped into the lead as the favorite destination of international residential home buyers, most of whom want to be near water. Tied in 1st place … Continue reading

Share and Enjoy:
  • Print
  • PDF
  • email
  • RSS
  • Add to favorites
  • Facebook
  • Twitter
  • LinkedIn
  • StumbleUpon
  • Reddit
  • del.icio.us
  • Digg
  • Google Buzz
  • Google Bookmarks
  • Yahoo! Buzz
Posted in Latest News | Leave a comment