Author Archives: Gail Spada

About Gail Spada

Gail Spada’s real estate career began in 1990 and it didn’t take long for Gail to discover her love for the industry. In 2001, she began her real estate sales profession with Century 21 Alliance Realty in Spring Hill, FL. Gail has worked diligently to stay on top of her game. She is a Florida Licensed REALTOR® and has earned the following designations/certifications to include: GRI (Graduate Realtor Institute), ePRO (Internet Savvy Real Estate Specialist), AHWD (At Home With Diversity – One American) and SFR. It is that well-rounded training and experience, coupled with her intimate knowledge of the Hernando County real estate market, that enables Gail to deliver results to her customers.

How to Negotiate the Best Price for Your Next Home

Buying a home can be emotional… Negotiating the price should not be. The key to saving money when purchasing a home requires having a clear-cut plan in place during the back-and-forth negotiations. Keeping your emotions in check and your eyes on the goal will help ensure that you are happy with the end result – A GREAT PRICE! 1. Have Your Mortgage Pre-Approval In Place Do you want sellers to take your offer seriously? Of course, you do! If you need assistance in procuring a preapproval letter, ask your agent to recommend a few lenders who have successfully helped other customers in the past. Sellers want to know that a buyer is financially capable of affording their home. 2. Don’t Be Afraid To Ask Questions Ask about information regarding a seller’s motivations, desired time-frame and financial position. Knowing details as to whether a seller has already purchased a home elsewhere, … Continue reading

Share and Enjoy:
  • Print
  • PDF
  • email
  • RSS
  • Add to favorites
  • Facebook
  • Twitter
  • LinkedIn
  • StumbleUpon
  • Reddit
  • del.icio.us
  • Digg
  • Google Buzz
  • Google Bookmarks
  • Yahoo! Buzz
Posted in Home Buying | Leave a comment


5 Helpful Hints to Guide You When Choosing the Best Offer on Your Home!

It’s hard work getting your home ready to hit the real estate market and you made sure it was priced properly, with the help of your real estate professional. With some luck, offers from buyers will come quickly. With a plan in place, you’ll determine the strengths and drawbacks of each offer so that you don’t let a great offer get away. 1. Understand How It Works Your REALTOR will tell you that all offers are negotiable. Therefore, when you receive an offer, you can do just 3 things. You can accept it, reject it or you can respond by requesting that something be modified more to your liking, which is called making a counter-offer. 2. Set Some Baseline Parameters In advance, decide what conditions or terms are most important to you. For example, if pricing is of utmost importance, you might decide to be more flexible with a closing … Continue reading

Share and Enjoy:
  • Print
  • PDF
  • email
  • RSS
  • Add to favorites
  • Facebook
  • Twitter
  • LinkedIn
  • StumbleUpon
  • Reddit
  • del.icio.us
  • Digg
  • Google Buzz
  • Google Bookmarks
  • Yahoo! Buzz
Posted in Sell Right! | Leave a comment


Top 5 Tips for Keeping Your Home Purchase on Track

WOW… You’ve found THE perfect place!! Check out our top 5 tips that will help keep your home purchase on track to help ensure a smooth and stress-free closing. 1. Be Truthful On Your Mortgage Loan Application You may think exaggerating your income a little or omitting debts when you apply for a mortgage will go unnoticed. THINK AGAIN. Lenders have become very diligent in verifying information on mortgage loan applications. If you stretch the truth, expect to be caught and denied the loan you need to purchase your dream home. Plus, intentionally lying on a mortgage application is considered mortgage fraud and is a crime. 2. Best To Hold Off On Big Purchases Lenders do double-check a buyer’s credit worthiness right before the closing to be sure their financial standing hasn’t changed since application. Opening new credit cards, significantly increasing the balance on existing credit cards, taking out new … Continue reading

Share and Enjoy:
  • Print
  • PDF
  • email
  • RSS
  • Add to favorites
  • Facebook
  • Twitter
  • LinkedIn
  • StumbleUpon
  • Reddit
  • del.icio.us
  • Digg
  • Google Buzz
  • Google Bookmarks
  • Yahoo! Buzz
Posted in Home Buying | Comments Off


Tampa Bay Area Top Destination for International Home Buyers

Drawn by the location and pricing, foreign buyers are gobbling up billions of Tampa Bay region real estate. According to The National Association of REALTORS (NAR), thousands from other countries have made Florida and the Tampa Bay region among the nation’s most popular places to purchase homes. California follows at 15% and then Texas at 11%. No other state comes close to Florida in the dollar value of international residential sales. For the 12 months that ended last June, foreign buyers snapped up nearly $8 billion worth of Florida homes and condos – a 24% increase from the same period one year earlier. For those of us who live and work in the Tampa Bay region,it is great news to learn that the area has jumped into the lead as the favorite destination of international residential home buyers, most of whom want to be near water. Tied in 1st place … Continue reading

Share and Enjoy:
  • Print
  • PDF
  • email
  • RSS
  • Add to favorites
  • Facebook
  • Twitter
  • LinkedIn
  • StumbleUpon
  • Reddit
  • del.icio.us
  • Digg
  • Google Buzz
  • Google Bookmarks
  • Yahoo! Buzz
Posted in Latest News | Leave a comment


5 Best Home-Improvement 2015 Resolutions

In the spirit of the New Year, check out our 5 Best Home-Improvement 2015 Resolutions that will make your home a more beautiful, efficient, green and clean space. 1. Streamline Your Stuff One of the best and least expensive ways to feel better about your home is to de-clutter. Without some regular purging, cabinets and drawers get jam-packed and it becomes hard to find the things you use and enjoy the most. This year resolve to periodically donate to your favorite charity anything that you don’t use, wear or love. Simplify and go green by thinking twice about what you DO bring in. Stash functional, but not beautiful, items such as DVDs, remotes and those kicked-off shoes in simple woven baskets. Clear your counters of everything you don’t use on a daily basis. 2. Make It Safe and Sound Watch out for dryer lint. We know you clean the little … Continue reading

Share and Enjoy:
  • Print
  • PDF
  • email
  • RSS
  • Add to favorites
  • Facebook
  • Twitter
  • LinkedIn
  • StumbleUpon
  • Reddit
  • del.icio.us
  • Digg
  • Google Buzz
  • Google Bookmarks
  • Yahoo! Buzz
Posted in Holiday Wishes, Sell Right! | Leave a comment


Top 10 Tips for Selling Your Home During the Holidays

Attract homebuyers even during the holidays with these useful tips! While most people think the worst time to market their home is over the winter holidays, it can actually give you an advantage. Holiday buyers tend to be more serious and competition is less fierce with fewer homes being actively marketed.   Deck the halls, but don’t go overboard – Homes often look their best thru the holidays, but sellers should be careful not to overdo it on the decorations. Be sure they are not too large or too plentiful as that can be distracting to buyers.   Hire a full-time REALTOR – Working with a committed real estate professional means they won’t disappear during the holiday season. If you aren’t already working with an agent, ask your family and friends if they can recommend a REALTOR whom they know, like and trust. This will ease your stress and give you more … Continue reading

Share and Enjoy:
  • Print
  • PDF
  • email
  • RSS
  • Add to favorites
  • Facebook
  • Twitter
  • LinkedIn
  • StumbleUpon
  • Reddit
  • del.icio.us
  • Digg
  • Google Buzz
  • Google Bookmarks
  • Yahoo! Buzz
Posted in Holiday Wishes, Sell Right! | Leave a comment


I’m sorry… WHAT did you say?

With the help of their REALTOR, and member of NAR and FAR, the buyers found an REO SFR with good amount of SF, gas FP, cozy EIK, located in a PUD with an HOA on MLS. They talked to their lender about DTI, TILA, the HUD, PMI, PITI and LTV, POF and the need for a possible POA. The lender also discussed conventional ARM, FHA, VA and USDA options. At minimum, they wanted a WDO and the HVAC checked by their home inspector… I’m sorry…. WHAT did you say?? Interested in knowing and understanding some of the real estate lingo and acronyms that are used by professionals in the real estate industry? Check out our list below! ARM – Adjustable Rate Mortgage DTI – Debt to Income Ratio EIK – Eat-in Kitchen FAR – Florida Association of REALTORS FHA – Federal Housing Administration FP – Fireplace HOA – Home Owner’s … Continue reading

Share and Enjoy:
  • Print
  • PDF
  • email
  • RSS
  • Add to favorites
  • Facebook
  • Twitter
  • LinkedIn
  • StumbleUpon
  • Reddit
  • del.icio.us
  • Digg
  • Google Buzz
  • Google Bookmarks
  • Yahoo! Buzz
Posted in Latest News | Leave a comment


Thinking GREEN is GOOD!

There are many ways you can step a little lighter on our Great Mother Earth. One of the simplest ways is to “go green” and remember to “reduce and re-use”. Reducing and Re-using Basics One of the most effective ways to reduce waste is to not create it in the first place. Creating a new product requires a lot of raw materials and energy. Raw materials must be mined, the product be manufactured and finally transported to market. With that in mind, the practice of reduction and re-use of products can save natural resources, protect the environment and save money. Benefits of Reducing and Reusing Prevents pollution caused by reducing the need to harvest new raw materials Saves energy Reduces greenhouse gas emissions that contribute to global climate change Helps sustain the environment for future generations Saves money Reduces the amount of waste that will need to be recycled or … Continue reading

Share and Enjoy:
  • Print
  • PDF
  • email
  • RSS
  • Add to favorites
  • Facebook
  • Twitter
  • LinkedIn
  • StumbleUpon
  • Reddit
  • del.icio.us
  • Digg
  • Google Buzz
  • Google Bookmarks
  • Yahoo! Buzz
Posted in Home Improvement, Latest News, Living in Florida | Leave a comment


You had me at WELCOME

Your front door is your home’s chance to make a good first impression…Check out our simple solutions that are often overlooked by sellers when marketing a home for sale.   Give it a once-over After a while, we all stop noticing the little flaws in our homes. Therefore, it is a great idea to begin by taking a good, hard look at your front door’s condition. Try to view your doorway just as a visitor would. Make sure the paint and/or stain is in good condition. Clear away any cobwebs and sweep away any debris. Assess the condition of the lighting fixtures, the door hardware and anything else in view of the door. Replace or remove, as needed.   Play up the numbers House numbers can give a door character, but they also have a purpose. If they’re not visible from the street, visitors will have trouble finding your home. Imagine the … Continue reading

Share and Enjoy:
  • Print
  • PDF
  • email
  • RSS
  • Add to favorites
  • Facebook
  • Twitter
  • LinkedIn
  • StumbleUpon
  • Reddit
  • del.icio.us
  • Digg
  • Google Buzz
  • Google Bookmarks
  • Yahoo! Buzz
Posted in Latest News, Living in Florida | Leave a comment


Don’t Be Mad at Us

This past weekend, while contemplating what new series I would be embarking on for my soon-approaching BLOG post, I remembered the recent loss of a fellow REALTOR, Beverly Carter from Arkansas, and thought that this tragedy should serve as a red-flag to our industry. For those of you who don’t know the sad story about Beverly Carter, let me tell you… While showing a vacant home to a stranger, she was kidnapped, murdered and dumped in a shallow grave. Reportedly, the sole suspect, who remains in police custody, told police he targeted her because she was “a woman that worked alone”. I don’t know about you BUT I love what I do! Real Estate – the business of working with buyers and sellers is a great profession and is one that comes with risks that most people are not even remotely aware of … So, I say to all the … Continue reading

Share and Enjoy:
  • Print
  • PDF
  • email
  • RSS
  • Add to favorites
  • Facebook
  • Twitter
  • LinkedIn
  • StumbleUpon
  • Reddit
  • del.icio.us
  • Digg
  • Google Buzz
  • Google Bookmarks
  • Yahoo! Buzz
Posted in Latest News | Leave a comment